Personal coverage

Income Protection Calculator

A rough estimate of the life insurance it would take to protect your family's income, debts, childcare, college, and a starting emergency fund. This is an estimate only — not a recommendation.

Annual income you'd want replaced How many years should that income be provided? Debt you'd want paid off immediately (mortgage, loans, cards) Childcare costs to cover Children you'd like to fund college for (leave blank to skip)

Child 1 — current age

School type

Child 1 — state (if public)

Child 2 — current age

School type

Child 2 — state (if public)

Child 3 — current age

School type

Child 3 — state (if public) Emergency fund to set aside Personal life insurance you already have (not through work)